Alpine Payment Systems - Cash Advance

Columbia Advance Group, an affiliate of Alpine Payment Systems, is your business Capital Solution! We supply Capital Advances to small and mid-sized merchants nationwide. We can provide anywhere from $2,000-$250,000.00 in as little as 5 days. We work with numerous companies to ensure that your needs are met. Cash flow management is a very important aspect for any business, because like consumers, businesses have bills to pay too. Our application process is quick and easy, allowing your business to receive the money it needs very quickly!

We have a 95% approval rating on getting our customers the cash they need, when they need it!

Purpose of Advance:

Business Expansion
Equipment Purchases
Inventory Purchases
Pay-off other Debt
Acquisition
Advertising
Buyouts
Payroll
Short Term Cash Shortage

Customer Advantages:

High Approval Ratings
No interest
Unlike Loans, There is no fixed repayment schedule
Automated Repayment
Cash in as Little as 5 days
No personal Liability
No hidden Fees or Application charges
No Liens Or Collateral
Fast Application and Approval

How it Works:

Many businesses have turned towards an effective substitute to traditional bank loans. The basic principle behind this newest finance solution is selling your future receivables. This type of financing, called factoring, has been around for years, but recently Columbia Advance Group has modified older formats to better fit small to mid-sized business. Factoring can also be called accounts recievable financing and is responsible for converting those accounts recievable (future credit card sales) into cash.

This is not a loan by any means. There is no interest, no personal liability, or prolonged approval waiting time. The structure is quite simple; Columbia Advance Group will buy your future receivables, your future credit card sales, at a discount.

Imagine not having to worry about a high monthly loan payment when business is slow. Because of our unique repayment structure, you will pay less when business is slow. Actually, if you make no card transactions at all during the month, you will pay nothing that month! This is especially attractive for seasonal industries of all kinds. And even more important, notice that there is no personal guarantee! Because it is not a loan, you will have no personal guarantee if for any reason you default. And because it is not a loan, your credit report will never reflect any outstanding debt out for the advance.

For Growing Businesses:

Even businesses that have great credit can experience trouble getting the capital they need. With lengthy loan processes and the bank dictating what you can spend the money on, an Advance's flexablity becomes apparent. You get to apply the money in whatever way you see fit: Increase your advertising, expand, remodel, even payroll. The possibilities for the Advance are limitless. Try doing that with the funding for a bank loan.

The days of small town bankers working side by side with small business owners are over. Loan officers only care about big business these days. That is why Columbia Advance Group has grown to be so successful. We have found our niche in providing help, advise, and funding to small business owners.

For Struggling Businesses:

With poor credit, your options can seem limited. Making impossible to receive the financing you need to succeed. Columbia Advance Group, however, will work to get you the financing with the highest approval ratings in the Advance industry; despite bankruptcies, tax liens, or poor credit. Remember that this is an Advance of your future receivables, not a loan!

There are few circumstances when our applicants fail to qualify. We do check your credit history, however because this is an Advance and NOT a loan, it factors in much less than a tradional loan application. There is no personal liability on the funding as well. Our basic requirements are for merchants to accept Visa and Mastercard and be able to produce at least 3 months of prior processing statements. We except merchants despite prior bankruptcies, tax liens, or adverse credit history. Call Columbia Advance Group today, we have one of the highest fund approval ratings in the industry!

Our Ethics:

Above all else, expect honest and up-front service. We have built our company around small business owners like yourself and their needs. We will not hide or fail to disclose any associated fees or charges. Our application is not long nor time consuming. There is no fine print to navigate endlessly through.

All personal information given to us is treated with the utmost respect and privacy. You can be sure that Columbia Advance Group will never sell or give your information to a third party.

For FAQs about Columbia Advance Group, please click here to download a PDF with more information

DINE FRAUD FREE:

PROTECTING YOURSELF

Give your customers true "peace-of-mind"...

Never let your card leave your hand!

Since the creation of Alpine Payment Systems, company president Robert Ensminger, has brought the concept of “Dine Fraud Free” to the forefront of the restaurant industry. During a trip to Europe, Robert

NEWS:

Alpine Payment Systems came in at #7 out of 100 of the fastest-growing private companies in Portland, OR.

On June 24th at the Portland Business Journals Fastest-Growing 100 Private Companies banquet it was announced that Alpine Payment Systems came in at #7. The ranks are all determined by